jcilman.icmtg.comJosh Cilman - Intercoastal Mortgage, LLC

Apply Now Already Have an Account? Login I’m Dedicated To Guiding You Through Your Journey To Home Ownership Josh Cilman, Executive Vice President NMLS ID # 187847 C: +1 (703) 856-4980 O: +1 (703) 449-6815 A successful mortgage starts with a one-on-one meeting to understand your goals and provide a foundation for your home loan journey. Now, let’s talk about your exciting home financing goals. Let’s Start A Conversation *Zero Obligation. Endless Potential *Commitment-Free Chat About Your Goals Hi, I’m Josh... Mortgage banker Josh Cilman has been involved in the mortgage lending business since 2001. He began his career at Intercoastal Mortgage at the entry-level, and then rose quickly through the ranks to serve as a loan officer, senior vice president, and finally executive vice president. Josh has successfully originated over $1.5 Billion in loans and continues to be a top producer at ICM. But despite his success, Josh treats every client as if they were his first and only customers, keeping them informed and minimizing their stress throughout the process. Through his long career at ICM, he learned first-hand what’s involved with the application process and how to help clients avoid pitfalls. He’s also dedicated to answering his customers’ questions quickly and efficiently, so he stays available by cell phone even in the evenings and on weekends. Having grown up in Northern Virginia, attended George Mason University, and lived in the area since the 1980s, Josh also understands the appeal of the region for his clients. More importantly, his background has given him insight into the region’s real estate market cycles over the last few decades, as well as where it may be heading. To provide an even greater level of service to his clients, Josh created the Cilman Group, handpicked a team of seasoned mortgage banking professionals Let’s Start A Conversation *Zero Obligation. Endless Potential *Commitment-Free Chat About Your Goals Awards 2020 Scotsman Top Originators 6 TWP Washington Post 2022 AW Gray@2x 9 wash logo dark blue 4 The Home Buying Journey Doesn’t Have to Be Painful or Scary… The reality is, finding a loan officer isn’t difficult. What’s difficult is finding someone who understands your unique situation and who is willing to go the extra mile to find mortgage and financing solutions that make sense for your needs. Every current or future homeowner is looking to write their own unique story. But when you’re looking to launch an exciting new chapter of your life, it’s frustrating when you’re met with limited lending options, high interest rates, and ever-changing market conditions. As a loan officer, my sole focus is to provide transparent and personalized guidance so you can make major financial decisions with confidence and clarity. I’m committed to being your partner on the home financing journey and removing the uncertainty and overwhelm that the mortgage process can bring. Over my career I’ve partnered with people from all walks of life to find the best mortgage product and program – and I’m excited to do the same for you. However far along you are in the process, buying or financing a home doesn’t have to be a dream. With the right support, anyone can wake up with a place to call their own. Let’s Start A Conversation *Zero Obligation. Endless Potential *Commitment-Free Chat About Your Goals Here Are the Home Loans We Can Help You With… Conventional Loans Non-Conventional Loans VA Home Loans FHA Loans Jumbo/Super Jumbo Loans Construction Loans Renovation Loans Bridge Loans Let’s Put You in a Home You Love All big things have small beginnings and you’ve just taken the first step on an exciting journey. We understand that few things in life are as exciting as buying a home – but that excitement can feel daunting too. With an Intercoastal Mortgage loan officer by your side, you’ll be able to focus on an exciting future knowing you’re not alone. Whether it’s sourcing the right loan product so you feel certain about what you can afford, providing jargon-free answers to your mortgage questions, or celebrating each win until you wake up as a brand new homeowner, we’re not just here to provide home loans – but to support homeowners like you. Our loans are processed, underwritten and closed in-house so you can enjoy a faster, more seamless and stress-free process. What Our Customers Say Partner With our Experienced Team of Home Financing Experts, So You Can… Access the widest range of home financing options… Navigate the ever-changing home ownership landscape with confidence… And, turn your dreams of home ownership into reality whatever your credit score or financial situation looks like. Start a conversation with a member of the Intercoastal Mortgage team and find out what a difference our service can make in your home ownership journey. We look forward to hearing from you! Let’s Start A Conversation *Zero Obligation. Endless Potential *Commitment-Free Chat About Your Goals Click here to view Consumer Access 11325 Random Hills Road Suite 600 Fairfax, VA 22030 Find A Loan Officer Services Meet The Team Careers About News and Resources Partnership Giving Back Bill Pay Glossary Calculator Contact Find A Loan Officer Services Meet The Team Careers About News and Resources Partnership Giving Back Bill Pay Glossary Calculator Contact This website is not intended for Washington consumers Intercoastal Mortgage, LLC Company NMLS ID # 56323 ( http://www.nmlsconsumeraccess.org ). This is not a commitment to lend. All loans are subject to credit, underwriting, and property approval guidelines. Terms, conditions, and programs are subject to change without notice. Intercoastal Mortgage, LLC 11325 Random Hills Road Suite 600, Fairfax, VA 22030 571-266-6500. For further information on Intercoastal Mortgage, LLC Company and Mortgage Loan Originator’s licensing visit http://www.nmlsconsumeraccess.org/ . Equal Housing Opportunity. © 2023 Intercoastal Mortgage Privacy Policy Opt-Out State Licensing Texting Terms and Conditions INTERCOASTAL MORTGAGE Facebook 1 INTERCOASTAL MORTGAGE Instagram 1 INTERCOASTAL MORTGAGE Youtube 1 INTERCOASTAL MORTGAGE Social Icon Linkedin Who Designed This Website? Privacy Policy What does Intercoastal Mortgage, LLC, do with your personal information? Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notce carefully to understand what we do. What? The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and Account balances Payment history and Transaction history Credit history and Credit scores How? All financial companies need to share Customers personal information to run their everyday business. In the section below, we list the reasons financial companies can share their Customers personal information; the reason Intercoastal Mortgage, LLC chooses to share; and whether you can limit this sharing. Reasons we can share your personal information For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus. Does Intercoastal Mortgage, LLC share? Yes Can you limit this sharing? No For our marketing purposes — to offer our products and services to you. Does Intercoastal Mortgage, LLC share? Yes Can you limit this sharing? Yes For joint marketing with other financial companies Does Intercoastal Mortgage, LLC share? No Can you limit this sharing? We don’t share For our affiliates’ everyday business purposes — information about your transactions and experiences. Does Intercoastal Mortgage, LLC share? Yes Can you limit this sharing? No For our affiliates’ everyday business purposes — information about your...